Progressive – Review

Overview

Progressive, a prominent insurance company recognized for its personal home and auto insurance policies, also offers a range of additional insurance products. Among these are commercial auto insurance options tailored for businesses. Progressive’s commercial auto policies are designed to safeguard fleet vehicles and drivers, covering expenses associated with liability and damages.

Progressive collaborates with third-party insurers to provide business policies such as general liability, workers’ compensation, and professional liability. You can easily obtain online quotes for these policies directly through Progressive. While these business insurance policies are underwritten by third-party insurers, you have the option to bundle them with a Progressive commercial auto policy, potentially reducing your overall costs.

Why Progressive is a Good Choice?

Progressive is an outstanding option for commercial auto insurance needs in your business. They provide comprehensive policies with competitive rates, covering a wide range of vehicles including cars, pickup trucks, heavy-duty construction vehicles, box trucks, and buses. Progressive offers 24/7 claims service, with the convenience of filing claims online.

If your business requires other types of insurance, Progressive facilitates obtaining quotes from third-party insurers. This simplifies comparison shopping and ensures you are dealing with reputable insurers. Bundling third-party policies with a Progressive commercial auto policy can result in cost savings for your business, especially if you need multiple types of insurance coverage.

Coverage

Progressive offers highly customizable commercial auto insurance policies that can accommodate most types of business vehicles. Their policies include various essential coverages such as liability, collision, medical payments, and uninsured motorist coverage. Additionally, trucking-specific options are available, such as earned freight and trailer interchange coverage, allowing businesses to tailor their insurance to specific operational needs.

• Progressive’s policies are flexible and can be tailored to suit your business’s specific needs.
• You can update your policy at any time.
• They offer 24/7 claims service for convenience.
• Progressive provides coverage in all US states, excluding Washington, D.C.

Progressive collaborates with third-party partners who provide a diverse array of insurance products, including:

• General liability insurance
• Professional liability insurance
• Employment practices liability insurance
• Workers’ compensation insurance
• Commercial property insurance
• Cyber insurance
• Liquor liability insurance

These offerings cater to various business needs, ensuring comprehensive coverage options through Progressive’s network of trusted insurers.

Pricing

Determining the cost of your business insurance policy depends on several factors, including the specific coverage you require, as well as variables such as your industry, location, and the size of your business. Here are the average costs for different types of business insurance offered through Progressive and its partners:

• General liability insurance: $72 per month
• Professional liability insurance: $57 per month
• Commercial auto insurance: $226 per month
• Workers’ compensation insurance: $117 per month

How to Apply?

You can obtain a business insurance quote directly on Progressive’s website. The process involves providing detailed information about your business, including its location, structure, and industry. For commercial auto insurance, you’ll also need specifics about each vehicle and driver in your business fleet. The duration of the quote process can vary but typically takes around 15 minutes or more, depending on the complexity of your insurance requirements.

Progressive provides instant rate information online. If you’re purchasing commercial auto insurance, you can complete the transaction directly through Progressive’s website without needing to communicate with an agent. However, for other types of business insurance offered by third-party insurers, you’ll need to buy the policy through the respective insurer. This may require speaking with an agent to finalize the purchase.

Customer Support

Progressive provides comprehensive 24/7 customer support, which includes claims service. You can contact them via phone or by filling out an email form on their website. Additionally, you have the option to file claims conveniently either online through their website or using the Progressive mobile app. This accessibility ensures that you can manage your insurance needs efficiently and promptly at any time.

Progressive exclusively manages support issues and claims for commercial auto policies that it underwrites. For all other types of business policies, including general liability, workers’ compensation, and professional liability insurance, claims must be filed directly with the insurer who issued your policy.

For Progressive’s customer support related to commercial auto insurance, you can reach them at (888) 806-9598.

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Bottom line

Progressive provides highly customizable and comprehensive commercial auto insurance policies designed to safeguard your business’s fleet. Their policies come with 24/7 support, and you have the convenience of purchasing your policy directly online.

In addition to commercial auto insurance, Progressive facilitates obtaining quotes from third-party insurers for various other essential business insurance policies. These include general liability, workers’ compensation, and more. Bundling these policies together can result in cost savings for your business. Overall, Progressive is an excellent choice if you require both commercial auto and other types of business insurance coverage.